Entries by Admin

Alternative Lending

Have you ever had a situation where a policy, premium or balance due to the agency doesn’t fit into what the premium finance company finances? If so, read on as Premium Finance Brokerage (PFB) has solutions! Some examples of items that may not fit are short-term policies, non-financeable fees or policies written by unrated carriers. […]

We Work for YOU

Does your premium finance representative work for you or for the premium finance company? At Premium Finance Brokerage, we work for YOU! Like independent insurance agents, we work for our clients and represent multiple providers. This enables us to provide the most competitive financing program for all of your business. We offer a unique program […]


Part-Time Sales Executive We are seeking insurance industry professionals who want to semi-retire or work part-time and have control over their schedules. This opportunity comes with unlimited income potential and the chance to own your book of business in the insurance premium finance industry.  We can teach anyone who desires a second career or wants […]

Financing Risk Retention Groups and Unrated Carriers

In the world of commercial insurance, you are almost certain to run into a Risk Retention Group (RRG), a liability insurance company owned by its members, or an unrated carrier, one that does not carry an insurer ‘financial strength rating’ given by a rating agency like A.M. Best. Both can pose challenges when it comes […]

A Survival Story

For this edition of our News Post, we are going to pivot and share a personal, human-interest story and the associated importance of CPR training. Recently, one of our associates at PFB had a health emergency that rendered her unconscious as her heart had stopped. Fortunately, her son was home and was able to call […]

Premium Collection and Financing Tool

Could your agency benefit from any of the following? A premium collection and financing tool all in one Reduce time spent on premium collection Eliminate paper and time wasted handling documents Ability to collect down payments immediately when financing A FREE tool to help manage all of this If you answer YES to any of […]

The Prime Rate and Insurance Premium Financing

What is the Prime Rate? How does it relate to insurance premium financing? What else influences premium finance rates? These common questions and more addressed here! The Prime Rate is the most common and widely recognized index in the financial markets. It is used as a starting point for all types of loan interest rates […]

It’s all about the SERVICE

Providing good service isn’t an option these days, it’s a requirement. Although many companies say they provide good service, what does that actually mean and how does it benefit the customer? With Premium Finance Brokerage we can answer those questions. Premium Finance Brokerage is committed to the strictest ethical and service standards while offering the […]

Bankruptcy Premium Financing

Can insureds in bankruptcy obtain premium financing? Are there special forms required for premium finance loans for insureds in bankruptcy? What are the agent’s responsibilities? These are all important questions that will be addressed. The most important question on this topic is can an insured in bankruptcy finance their insurance premiums? The answer in most […]

Zero Down Payment on Additional Premiums

If you write trucking accounts, specialize in transportation or have any commercial business with endorsements you know how challenging those accounts can be. Premium Finance Brokerage (PFB) has solutions for you! One of them is the ability to finance additional premiums with no additional down payment. By not having to collect an additional down payment […]

Beating the Competition with PFB

Beating the competition is what business it is all about. Keeping your existing accounts and winning new ones is the only way your agency will survive over the long run and Premium Finance Brokerage (PFB) is dedicated to helping you, the insurance agency, do exactly that. There are many ways that PFB can help you […]

Yacht, Boat or Watercraft Insurance Premium Financing

Yes, we do have a market that will finance your watercraft insurance premiums! These types of accounts have some special needs and unique nuances so it is important to work with insurance markets and premium finance sources that have the experience and capacity to handle your accounts professionally and expertly. Whether your insured has a […]

Fending Off the Competition

In these ultra-competitive times with agents, brokers, direct writers and on-line platforms all competing for your accounts, it is imperative that you do everything you can to protect your existing business. Don’t become complacent. In addition to what you would normally do, be sure you are doing the following: Make sure your client has the […]


Writing an insurance account can be very difficult, so it’s important to keep that account from canceling unnecessarily. Premium Finance Brokerage, LLC (PFB) can help you manage your accounts and assist in cancelation avoidance. Being premium finance experts, PFB can provide tools and resources to help you maximize the profitability of your financed insurance loans. […]

Preview – Concierge Service Plus

Premium Finance Brokerage is excited to pre-announce the launch of a new, enhanced level of service to our premier clients.  We are calling it Concierge Service Plus (CSP). From the firm that recently rolled out the PFB Power Play (Link Here) and pioneered the Premium Finance Physical (Link Here), we have a history of going […]

Underwriting Large Accounts – The PFB Power Play

When it comes to premium financing, working large accounts can be very different from working smaller accounts.  Here we share some tips on how you can effectively handle large accounts and introduce you to the PFB Power Play. The PFB Power Play is a team of industry experts that help secure the best possible outcome for […]

How can Premium Finance Brokerage help a new agency?

New insurance agencies face many challenges including paying for startup costs, finding the right staff and obtaining access to markets to ensure they are competitive, to name just a few. These are no easy tasks. We want you to know that Premium Finance Brokerage (PFB) is here to help in a few ways! PFB is […]

Hurricanes and Commercial Insurance Premium Financing

With hurricane season right around the corner, now is a good time to think about possible hurricane provisions on your insureds’ commercial property risks. You may or may not know that many insurance companies include hurricane or seasonal earning provisions or endorsements in some of their commercial property policies. The endorsement will change the standard […]

What makes Premium Finance Brokerage Unique

Is your premium finance provider able to shop several finance companies to ensure you are getting the most competitive offering? Premium Finance Brokerage can do just that! Premium Finance Brokerage is built upon the premise of trust and choice. We are the largest privately held aggregator of premium finance in the nation. We work for […]

Financing Assigned Risk Commercial Auto

We often get asked why the down payment is higher on financing assigned risk commercial auto policies.  The issue with an assigned risk policy is that it’s subject to audit.  Unfortunately, many of these audits are done during the policy term resulting in a premium increase.  These midterm increases drive the customer to shop their […]

Covid-19 Relief Loan

If your business needs help paying for the cost of insurance due to Covid-19, we may have some loan options available to assist you.  We can potentially offer a solution that enables you to borrow your insurance premium with no out of pocket cost.  We also have the ability to offer working capital and bridge […]

Your Premium Finance Partner

The last few months have been a real challenge for our society and a firm test of the human spirit.  I truly hope that you and your family are safe and healthy.  Our hearts go out to those who’ve lost a loved one or are still dealing with the impact of this pandemic.  There are […]


FLEXPAY is an exciting new workers’ compensation product. It combines the benefits of a premium finance agreement with the cash flow advantage of a Pay As You Go program. FLEXPAY is an ideal tool for insurance agents, wholesalers, or insurance carriers who are looking to offer their workers’ compensation clients a new and unique product. […]

Down Payment Financing

For the past 5 years we’ve been offering a program that allows an insured to finance their down payment premium. This cutting edge approach has enabled PFB to be the industry leader in this market space. Last year alone we financed over 1 million dollars of down payment or fully earned premium. If you have […]

Success Story – Homeowners Insurance

One of the best reasons to work with Premium Finance Brokerage is our belief in representing multiple premium finance companies. We do not work for a premium finance company; we work for you to bring you the best in insurance premium financing. Last week I received a call from an agency I recently started representing […]

Construction Wrap Policy

Premium financing is a fairly standard product given the annual policy terms of the majority of liability, property, and automobile coverages. Construction wraps are being utilized more these days given the recovery from the recent recession. These products are usually written on a variation of annual terms and the amount of installments is important to […]

Premium Financing 101

Premium Finance is the business of providing loans to consumers. Premium Finance, unlike a bank, provides an insured party the ability to cover the cost of general insurance premiums. Insurance premiums for both commercial and personal policies can be financed. The premium financing loan helps the insured alleviate the need for large up front capital […]

Agency Fees

Did you know that you can finance an agency fee? From time to time we’re asked if we can finance a fee that an agency charges their client. The simple answer is yes. The issue here is whether or not the fee is refundable. If the fee is refundable it can be financed, as long […]

Care and Professionalism – handling your account

One of the significant benefits of working with PFB is the ability to access the most respected premium finance providers in the nation. We’ve partnered with markets that all share our core values of trust, honesty and integrity. As the largest premium finance aggregator in the country we have the tools to satisfy the needs […]

D&O Insurance Policies

Did you know that most D & O policies have a provision that makes them fully earned when there’s a change in ownership or dissolution of the board? You may have noticed over the years that the underwriting process for D&O coverage has become more stringent. Typically, when a company is sold or merged with […]