Entries by Admin

Your Premium Finance Partner

The last few months have been a real challenge for our society and a firm test of the human spirit.  I truly hope that you and your family are safe and healthy.  Our hearts go out to those who’ve lost a loved one or are still dealing with the impact of this pandemic.  There are […]

Premium Financing for the Cannabis Industry

In 1996, California became the first state to legalize cannabis for medical purposes.  Today, the majority of states have legalized cannabis for either medical purposes or recreational use.  Even though those states have some form of legalized cannabis it’s currently illegal for banks and credit unions to loan money to those entities.  In order for […]


FLEXPAY is an exciting new workers’ compensation product. It combines the benefits of a premium finance agreement with the cash flow advantage of a Pay As You Go program. FLEXPAY is an ideal tool for insurance agents, wholesalers, or insurance carriers who are looking to offer their workers’ compensation clients a new and unique product. […]

Down Payment Financing

For the past 5 years we’ve been offering a program that allows an insured to finance their down payment premium. This cutting edge approach has enabled PFB to be the industry leader in this market space. Last year alone we financed over 1 million dollars of down payment or fully earned premium. If you have […]

Success Story – Homeowners Insurance

One of the best reasons to work with Premium Finance Brokerage is our belief in representing multiple premium finance companies. We do not work for a premium finance company; we work for you to bring you the best in insurance premium financing. Last week I received a call from an agency I recently started representing […]

Construction Wrap Policy

Premium financing is a fairly standard product given the annual policy terms of the majority of liability, property, and automobile coverages. Construction wraps are being utilized more these days given the recovery from the recent recession. These products are usually written on a variation of annual terms and the amount of installments is important to […]

Premium Financing 101

Premium Finance is the business of providing loans to consumers. Premium Finance, unlike a bank, provides an insured party the ability to cover the cost of general insurance premiums. Insurance premiums for both commercial and personal policies can be financed. The premium financing loan helps the insured alleviate the need for large up front capital […]

Agency Fees

Did you know that you can finance an agency fee? From time to time we’re asked if we can finance a fee that an agency charges their client. The simple answer is yes. The issue here is whether or not the fee is refundable. If the fee is refundable it can be financed, as long […]

Care and Professionalism – handling your account

One of the significant benefits of working with PFB is the ability to access the most respected premium finance providers in the nation. We’ve partnered with markets that all share our core values of trust, honesty and integrity. As the largest premium finance aggregator in the country we have the tools to satisfy the needs […]

D&O Insurance Policies

Did you know that most D & O policies have a provision that makes them fully earned when there’s a change in ownership or dissolution of the board? You may have noticed over the years that the underwriting process for D&O coverage has become more stringent. Typically, when a company is sold or merged with […]

Insurance Markets Continue to Harden

As the insurance market continues to harden we’ve recently had requests about financing smaller premiums with admitted insurance companies. One of signs in a changing marketplace is the availability of flexible direct bill options. About a month ago we financed a $1,500 property policy with a major national insurance carrier that was only willing to […]

Hints for Financing an Audit

From time to time we get asked why it’s so hard to finance an audit or prior balance. The reason is collateral. When an existing policy is canceled the return premium normally covers the outstanding balance on the loan. With an audit or prior balance there is no current policy that provides the collateral to […]